Decoder. plain-English AI glossary

Total cost of ownership

● Core

The full cost of running a system over its lifetime — training + inference + operations + maintenance.

Think of it like

The cost of owning a car: upfront purchase, fuel, insurance, maintenance, depreciation.

Example

A model costs $100K to train, $10K/month to serve, and has a 2-year useful life. TCO = $100K + $240K = $340K.

How it actually works

TCO includes hidden costs: engineering time to maintain, retraining when the model becomes stale, handling support issues, compliance. A cheap model might have expensive operations (buggy serving code, poor monitoring).

For product teams

TCO is how you compare different solutions — a cheap model with expensive operations might cost more than a pricey model that's reliable.

For engineers

Instrument everything so TCO is visible; cheap training but expensive ops is a bad deal.

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